# Managing your sipgate account balance and payments

The **Account & Bills** section is only accessible to account administrators. Here, you can manage payments, set up notifications, and ensure your balance is sufficient for recurring services.

#### Payment methods

You can top up your sipgate account using:

* **Credit Card** (VISA, MasterCard, American Express)
* **Bank Transfer** (manual top-up)

All credit card payments are processed securely and credited immediately. Bank transfer details can be found under **Account & Bills** ➔ **Credit Account**.

**Important notes**

* **Automatic Crediting** via credit card is required for monthly recurring services (e.g., team plans, bundles, phone numbers).
* US credit cards and prepaid cards are not supported.
* Debit card payments may not always be successful.

#### Adding or updating a credit card

To add or change a credit card

* Go to **Account Administration** ➔ **Account & Bills**.
* Under **Automatic Crediting**, click **Edit**.
* Click **Add new type of payment**, enter the card details, and authorize payments.
* Click **Save**.

To set a card as the default, mark it as the primary payment method and save the changes. To remove a card, open **Crediting**, select the card, and click **Delete**. (You cannot remove the default card.)

#### Setting up notifications

You can receive email notifications for low balance alerts and invoices.

**Balance notifications**

* Open **Account Administration** ➔ **Account & Bills** ➔ **Settings**.
* Under **Notification**, click **Edit**.
* Enable notifications and choose a threshold.
* Enter the email address and click **Save**.

**Invoice notifications**

* Open **Account Administration** ➔ **Account & Bills** ➔ **Settings**.
* Under **Billing Details**, click **Edit**.
* Enter the email address for invoices and click **Save**.

For automatic top-ups, adjust the settings in **Account & Bills** ➔ **Settings**. By managing your account balance proactively, you can ensure uninterrupted service and stay informed about payments and invoices.